How to protect your family from voice scams

Most voice scams fail against one simple habit: checking before you pay. A family safe word and a call-back rule do most of the work. These guides cover that and the settings that help.

Three generations of a family sitting together at a dining table, talking over cups of tea

Where to start

Pick the guide that fits your worry today. Each one takes a few minutes to read and ends with simple steps you can do at home.

If you only have time for one habit, make it the call-back rule. Hang up, then call the person on a number you already have. Share these guides with the rest of your family, so everyone follows the same rule.

You do not need to read every page at once. Start with the safe word, then come back for the others when you have a quiet moment. If you are helping someone else, read the guide first, then sit down with them and go through the steps together. Doing it side by side makes the plan feel shared, not imposed.

Protection guides

  1. Three generations of a family talking around a dining table
    Start here

    How to set up a family safe word

    Four steps to agree a private word that a cloned voice cannot know.

  2. A man listening carefully to a phone held on speaker in his kitchen

    How to tell if a voice is AI

    The signs to listen for, and why checking back matters more than your ear.

  3. A young woman changing privacy settings on her phone at a cafe table

    How to protect your voice from cloning

    Simple settings and habits that make your voice harder to copy.

  4. A person holding a phone to their ear while reading a letter from their bank

    Is bank voice ID safe against cloned voices?

    What voice ID protects, where it is weak, and what to add.

  5. An adult daughter and her elderly father looking at a phone together on a sofa

    How to protect elderly parents from voice scams

    A calm plan for the conversation, the phone and the bank.

Common questions

What is the single best protection against voice scams?

A call-back rule: never send money on an unexpected call until you have called the person back on a number you already have. A family safe word makes it even stronger.

Can I stop my voice being cloned?

Not completely, but you can make it harder by limiting public videos and using a default voicemail greeting. How to protect your voice.

Do I need special software?

No. Habits protect you better than software. A detector can help check a recording, but it cannot make a call safe.

How do I help older parents without upsetting them?

Make it a family plan that applies to everyone, not a worry about them. How to protect elderly parents.